Arth

Every account. Every currency. One calm screen.

Arth gathers your whole financial life on your device and explains it in plain words — for anyone who wants to understand their money, not fight it.

Start with Arth or wander through the demo first
Free · no card · take your time

In Sanskrit, अर्थarth — is one word for two things: wealth, and meaning.

We don't think that's an accident. You don't build money to have money — you build it so your life has room for what matters.

Money is hard. Your app shouldn't be loud too.

Most money apps shout — red alerts, streaks, confetti, one more thing to buy. Arth is quiet on purpose. It shows you what's true, in plain words and honest numbers, and lets you decide what it means. Losses show in a muted oxblood with a minus sign — clear, never alarming. Nothing flashes. Nothing nags.

If your money lives in more than one country, currency or app — or you simply want one calm place to see where you stand — Arth was built for you.

How it works

Drop a statement
Bank or brokerage, PDF, CSV or Excel. Arth reads it on your device — nothing is uploaded anywhere.
See everything in one place
CZK, EUR, INR, USD — every account converted live into one net worth you can tap into, down to the last transaction.
Ask in plain words
"What did I spend on groceries last month?" Every answer is computed from your real data — the AI explains, it never does the math itself.
Net worth
3,042,820 Kč
Saved / mo
30,200 Kč
To independence
16%
Live preview — real math, sample numbers.

We can't see your data. Not won't — can't.

Everything stays on your device

Your accounts, your keys and all the math live in an encrypted vault on this device. There is no Arth server holding your money data — so there is nothing for us to read, sell or lose. The AI can run entirely on-device, offline. And you can export everything, any time. It's yours.

On-device vault Encrypted at rest Works offline Export anytime

Whenever you're ready.

One statement, three minutes — or just look around first. There's no timer on this.

Start with Arth Explore the demo